Auto Insurance Quote
Low Cost Auto Insurance
Insurance King is able to find drivers low cost auto insurance. Mostly because we represent several insurance companies. We are able to find low rates for car insurance by using our comparative rating software. How is this software useful? Our agents enter data into the software once for the quote. Next the software checks several insurance companies rates simultaneously. This saves a lot of time! Most quotes take about 5 minutes.
Car insurance rates vary by companies and having this software is the key to our agency’s success. Insurance King has been helping drivers drive legal for less since 2001.
We offer numerous discounts on auto insurance. Some of these discounts are; multi-policy, multi-car, prior insurance, and good driving. Our agents will help you find the policy that best suits your needs within your budget.
Insurance King can help drivers with less than perfect driving records as well! For instance, tickets, accident(s), suspensions, DUI(s), or SR-22 insurance are not a problem. Does Insurance King offer monthly payment plans? Yes, our agency has many payment plan options, even for hard to insure drivers. Customers call us the King of insurance, because we help people with good or bad driving records.
How do low credit scores affect car insurance rates?
Depending on the state, Insurance King has insurance companies that do not use credit scores. Because of this it makes it easier for people to find cheap car insurance. Even if their economic status has been affected by a recession.
Coverage: Figure out how much auto insurance liability coverage you need.
Call us today for a low cost car insurance quote! Insurance King agents can begin to calculate your savings!
Although states have a minimum liability requirement on auto insurance. Drivers may need additional liability coverage. Because this helps to protect your family from economic devastation due to an automobile accident. If you are unsure about liability limits simply contact an Insurance King Agent.
There are a lot of coverage options available.
A popular coverage Insurance King offers is called (UMPD). Also known as, Uninsured Motorists Property Damage. Clients call asking for the state minimum liability coverage. But sometimes our agents realize that their vehicle has significant value. So our agents then educate the clients about the UMPD coverage. It is pretty simple, if you are hit by an insured driver and they are at fault. Then their insurance company should pay for your property damage. If that driver does not have insurance, and you have this coverage you could get your vehicle fixed by your insurance policy. What if the accident is considered to be a total loss? Then you could get a check from your insurance company for your vehicles value with this coverage. The UMPD coverage limit varies state by state, but hit and runs may not be covered. The deductible for UMPD is usually $250.
Before you buy a car you should check on the car insurance rates!
It is wise to call and check on rates prior to buying a vehicle. Because, sometimes a different model could save you hundreds of dollars. Contact an Insurance King agent and they can quote numerous vehicles for you. In doing so, it may help you decide on the car you wish to purchase.
Some people try to insure vehicles under different people’s names to save money. Unfortunately, these people could be paying premiums for nothing! Because at the time of a claim, the insurance company will find out about the insurable interest. In other words, you cannot insure a vehicle you do not own. This is considered a form of insurance fraud. Instead of doing this contact an Insurance King agent. They will make sure you have the insurance placed correctly. Because, people want to make sure a claim is covered and not denied.
Auto Insurance for Teen Drivers
Teen drivers have higher rates simply because they lack driving experience. Statistics show teen aged drivers are most likely to have an accident. Texting and driving has increased the likeliness of having an accident involving youthful drivers.
If you have a teen driver you can have an Insurance King agent quote the policy with violations. For example; speeding ticket(s), accidents, or failure to stop at a traffic light. This will show the teen driver how much more car insurance will cost if they do not drive safely.
Undisclosed household drivers
It is important to list all household drivers to make sure that the insurance company does not deny a claim. If you do not know the information for a driver in the household simply list that driver as an excluded driver. Once you have the information you can add them as a driver and remove the exclusion.